Excel and Google Sheets planners for side income, budgets, debt and savings
These downloadable planners take the ideas behind our free calculators and turn them into workbooks you keep. Each one opens in Microsoft Excel, Google Sheets, LibreOffice or Apple Numbers, starts on a Start Here sheet with a colour legend and a worked example, and comes with a printable PDF guide that explains every formula. Checkout is handled securely by Stripe and the files download instantly.
The Side-Income Tracker logs every gig payout, platform fee, expense and business mile, then totals profit by month and by source with a set-aside percentage you choose. The Monthly Budget Planner compares planned and actual spending for twelve months and checks your plan against the 50/30/20 guideline. The Debt Payoff Planner runs the snowball and avalanche methods side by side for up to ten debts and shows each payoff date and the total interest. The Bill Tracker lists recurring bills with a due-date calendar and a paid tracker, and the Savings Goals tracker shows what each goal needs per month to hit its date.
These are organisation tools, not financial, tax or investment advice. Interest figures are simplified monthly estimates, and your lender's statements will differ slightly. Talk to a qualified professional before making major financial decisions.